Renting out an HDB flat in Singapore can be a great way to earn additional income, but it comes with strict regulations that homeowners must follow. To avoid legal complications and ensure a smooth rental process, it’s crucial to understand the key rules set by the Housing & Development Board (HDB). This guide covers the essential eligibility criteria, rental procedures, and compliance requirements.
Who Can Rent Out an HDB Flat?
Minimum Occupation Period (MOP)
Before leasing out an entire flat, homeowners must meet the Minimum Occupation Period (MOP) requirement. Typically, this is a five-year period, during which the flat owner must reside in the unit before being eligible to rent it out. This applies to both flats purchased directly from HDB and those acquired through resale.
Citizenship and Ownership Conditions
- Only Singaporean citizens can rent out their entire HDB flat.
- Singapore Permanent Residents (PRs) are not allowed to lease out the entire flat but can rent out individual rooms if they continue living in the property.
Renting Out Bedrooms: Rules and Limitations
If you plan to rent out individual rooms while staying in the flat, there are specific guidelines to follow.
Flat Type & Room Rental Restrictions
- Only owners of 3-room or larger flats can rent out bedrooms.
- 1-room and 2-room flat owners are not allowed to rent out any part of their unit.
Maximum Number of Occupants
HDB imposes limits on the number of people who can reside in a flat:
- 3-room flats: Maximum of six occupants (including the owner and tenants).
- 4-room and larger flats: Maximum of eight occupants.
Minimum Rental Duration
- The shortest rental period allowed is six months.
- Short-term rentals, such as daily or weekly stays (e.g., Airbnb), are strictly prohibited.
Approval Process & Landlord Responsibilities
Getting HDB’s Approval
Homeowners must obtain HDB’s approval before renting out their flat or bedrooms. The application process is done online through HDB’s e-services, and an administrative fee is required.
Verifying Tenant Eligibility
It is the homeowner’s responsibility to ensure that tenants meet HDB’s eligibility criteria. Renters must hold valid residency passes, such as:
- Employment Pass (EP)
- S Pass
- Student Pass
- Dependant Pass
- Long-Term Visit Pass (minimum validity of six months)
Non-Citizen Quota Rules
To maintain a balance in public housing estates, HDB enforces a Non-Citizen Quota:
- 8% per neighborhood
- 11% per block
- Malaysians are exempt from this rule.
- The quota applies only to whole-flat rentals, not room rentals.
Compliance & Consequences of Violating HDB Rules
Unauthorized Leasing
Renting out a flat or rooms without prior approval from HDB can result in severe penalties, including fines or even repossession of the unit.
Misuse of Property
HDB flats must be used strictly for residential purposes. Using a rental unit for business activities, short-term stays, or subletting to unauthorized tenants is not permitted.
Maintain Your Flat Before Renting It Out
Before listing your flat for rent, ensure it’s well-maintained to attract potential tenants and stay compliant with HDB regulations. Fixlaa provides professional home services, including AC maintenance, deep cleaning, plumbing, electrical work, and pest control. A well-kept home not only enhances rental value but also ensures a smooth leasing experience. Book a service today to keep your property in top condition!
